Insurance.

Leave nothing to chance. Our insurance has everything covered.


Peace of mind on the road: with the insurance options for your smart.

Insurance 1.

smart car insurance.

All your guardian angels on board. Here you can get liability and collision insurance* for your smart on attractive terms. And if it comes to the worst, you can be sure that your smart will be repaired at an authorised smart workshop according to the manufacturer's specifications.

Exclusively for new cars: replacement value based on new value in the event of a write-off for up to 12 months after first registration for original owner.

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* Insurer: HDI Versicherung AG, brokered by Mercedes-Benz Bank AG. The general insurance terms apply

Your advantages:

  • Outstanding liability and collision insurance on attractive terms.
  • Third-party liability motor insurance cover up to a lump sum of € 100 million € in the event of personal injury, property damage or financial losses; maximum of € 15 million € per injured party.
  • For new cars: replacement value based on new value in the event of a write-off for up to 12 months after first registration for original owner.
  • Additional insurance cover for all factory-fitted (unlimited) and retrofitted (up to €10,000) optional equipment).

Insurance 2.

Purchase price cover.

Peace of mind with even greater financial security. In the event of a write-off, theft or irreparable damage, the purchase price cover** plugs the gap between the original purchase price and the cost of replacing your smart.

No deductible whatsoever if you decide to purchase another smart (from an authorised smart dealer) within 6 months following the claim.

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** Insurer: Zurich Insurance plc branch for Germany, brokered by Mercedes-Benz Bank AG. The general insurance terms apply.

Your advantages:

  • No additional financial burdens in the event of a write-off, irreparable damage or theft.
  • Financial compensation above the vehicle's current market value up to the original purchase price.
  • Available for new, demonstration and used vehicles up to max. 6 years.
  • Individually selectable contract terms between 12 and 48 months.
  • €1000 deductible waived if another smart vehicle is purchased from an authorised smart dealer within 6 months.
  • Fixed monthly premiums.